BuyOwnerFinance.com - Owning Made Easy
If you can pay rent, means payoff your landlord's house, You can also payoff your OWN HOUSE, Its that simple
You can start today with $0 Down, No Credit, No Bank, No BS, Everyone Approved. YOUR MONEY IS YOUR CREDIT
I offer you financial freedom through OWNING using baby steps of taking the same money you waste on things like rent and eating out, and turning it into investment, aka YOUR OWN HOME, which grows in value while you sleep.
I use following lines as ads to get your attention, if you like what you read, and you want it, I can make it happen
Use RENT to payoff house you live in 15 Years, retire as a Millionaire, travel the world, live off Rent from the house
RENT for 15 Years, and get a full refund of all the rent you ever paid or KEEP THE HOUSE worth more than that
RENT for 15 Years, then keep the HOUSE FREE, never pay rent again, Leave it to your loved ones as your legacy
RENT from Landlord, who allows you to use all your rent money to payoff the PRICE of House, and let you KEEP IT
RENT from Landlord, who gives you back all your rent money in 15 years so you can BUY the house you live in
RENT for NET $0, meaning You get every penny of rent you paid back in form of EQUITY as house price goes up
All this is possible because of two words SAVE and INVEST. I'm going to show you how to SAVE all that money you waste on rent and eating out or other bad habits, and INVEST it into OWNING YOUR HOME, price of which constantly goes up even while you sleep, and that sets you FREE and gives you FINANCIAL FREEDOM, so you will never have to worry about money. No one has ever given you anything, 80% of you experienced a parent who divorced and left you behind, You have no real friends, and then all the sudden you find someone who is trying to hand you key to life, you can't believe it, you are skeptical, I get it. Its not like I'm saying do this and I'll let you touch my tits, this is all pure math people, the one thing most Americans are not good at, Plus little bit of wisdom and compassion on my part, so I can touch your life and hopefully when your cup is overflowing like mine, you'll pass on the gift. Spend 10 minutes reading rest of this website and You may get it.
Website is better to read on computer. It may take few seconds to load all the images and videos, Chill for a sec
Pins on map below are locations of 8 homes available or coming up in near future, click pin for PRICE, PMT etc., For detailed info Scroll down on this page. If using cell phone, use two fingers on map below for zooming.
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Fort Worth, TX 76135
3 Bedrooms, 2 Bath, 2 Car Garage, with Excellent Lake Worth ISD schools
Big Kitchen with Island and Dinning Area and pantry
House has been updated since the video was taken, Granite Counter tops in Kitchen
Comes with SWIMMING POOL maintained by HOA - there for you to ENJOY without maintenance
Huge Living Room with fireplace and Lots of light
Master bedroom has attached bathroom, Garden tub, stand in shower, and walk in closet
Flooring is Ceramic Tile through out the house, no carpet
Huge fenced backyard with grass landscaping Storage Shed and Big Workshop with Electric
Front yard with grass trees landscaping
Has a porch Area and a covered Patio area to enjoy, even has a hot tub suana room for winter relaxation
Separate Laundry Room with Pantry, Central AC and Heating, GAS used for heating, cooking, water heater
HOUSE was renovated in 2018 although Built in 2000, 2150sf
Central Location access to Hwy 820, 20 35w 30, Arlington dfw dallas irving 3 malls, 3 Lakes nearby, you name it
Schools: Lake Worth ISD: E: MarineCreek M: Collins H: Lake Worth
Mortgage payment including (Principal and Interest) on Owner Finance is $2,750/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in addition to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $250 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Saginaw, TX 76179
3 Bedroom, 2 Bath, 2 Car Garage home with great Eagle Mountain Saginaw ISD Schools
Open Kitchen design with Breakfast Bar, Pantry and Dinning Area
Living Room with Wood burning fireplace and lots of Light
Master bedroom has attached full bathroom, Vanity, shower walk in closet
Home has covered porch and a Huge fenced backyard with covered Patio, grass
Front yard with grass, landscaping, sprinkler system
Central AC and Heating, washer dryer and hot water heater are in a separate closet with shelving for storage
Actual Rooms in real life Look much bigger than you see in pictures
Flooring is Ceramic Tile, NO CARPET, last Painted 2022
HOUSE was remodeled in 2020 although Built in 1977, 1930sf
HUGE Park and recreation area just walking distance from home - Willow Creek park
Central Location minutes to Hwy 820 35W 121 183 114 30 20 287 360 dfw dallas irving NE mall, you name it
Eagle MT-Saginaw ISD: E:Bryson M:Wayside H:Boswell
Mortgage payment including (Principal and Interest) on Owner Finance is $2,250/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in additon to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $250 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Watauga, TX 76148 - 2 Story
3 Bedroom, 2 Bath, 2 Car Garage 2 Story home with Top Notch KELLER ISD Schools
Home has 2 Master Suites, one on each Floor with attached walk in closet and full bathroom, vanity, tub
Kitchen with Granite Counter tops, Pantry and Dinning Area
Open Floor plan, Living Room with Wood burning fireplace, Tall Ceiling
Fenced backyard is HUGE with Covered Patio, Wooden Deck, Huge Shady Tree, Grass, Storage Shed
Front yard with Grass, Landscaping
Central AC and Heating, Laundry hookups for washer and dryer and plenty of storage shelves
Actual Rooms in real life Look much bigger than you see in pictures
Flooring is Wood laminates and Ceramic Tile, NO CARPET, Recently Painted
HOUSE was remodeled in 2020 although Built in 1983, 1896sf
3 Parks within 5 minutes walk from home including Watauga Community Center kinda like YMCA
Central Location minutes to Hwy 820 121 183 35W 114 30 20 287 360 161 dfw dallas irving NE mall, you name it
KELLER ISD Schools: E: Whitleyrd M: Indianspring I: SouthKeller H: Central
Mortgage payment including (Principal and Interest) on Owner Finance is $2,500/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in additon to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $250 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Watauga, TX 76148 - 4BR
Lovely 4 Bedrooms 2 Bath home with TOP Notch KELLER ISD Schools
Big Kitchen with Dinning Area and Large Pantry
Nice size Living Room with Sliding Door to backyard and Patio
Master bedroom comes with attached bathroom and walk in closet
Flooring is Ceramic Tile though out the house - No Carpet
Fenced Big backyard with grass Shady Tree Storage Shed, Front Yard with Landscaping
Has a covered porch and a Huge patio
Laundry closet, Central AC and Heating
HOUSE was renovated in 2023 although Built in 1971, 1628sf
Central Location access to Hwy 820 20 30 183 114 287 arlington fort worth dfw dallas NE Mall, you name it
Birdville ISD schools: E: Hardeman M: Watauga H: Haltom
Mortgage payment including (Principal and Interest) on Owner Finance is $2,750/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in additon to mortgage
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Watauga, TX 76148 - NEEDS TLC, Come Renovate with your personal touch and OWN IT
3 Bedroom, 2 Bath, 2 Car Garage 2 Story home with Top Notch KELLER ISD Schools
Kitchen with New Counter tops, Pantry and Dinning Area
Open Floor plan, Living Room with Wood burning fireplace, Tall Ceiling
Master bedroom has walk in closet and attached full bathroom with vanity shower tub
Fenced backyard is HUGE with Patio, Huge Shady Tree, Grass
Front yard with Grass, Landscaping
Central AC and Heating, Laundry hookups for washer and dryer storage shelves
Actual Rooms in real life Look much bigger than you see in pictures
Flooring is Ceramic Tile, NO CARPET, Recently Painted
HOUSE INTERIOR REMODELED IN 2022 but posted photos are old, Built in 1981, 1798sf
3 Parks within 5 minutes walk from home including Watauga Community Center kinda like YMCA
Central Location minutes to Hwy 820 121 183 35W 114 30 20 287 360 161 dfw dallas irving NE mall, you name it
KELLER ISD Schools: E: Whitley Road M: Indian Spring I:South keller H: Central
Mortgage payment including (Principal and Interest) on Owner Finance is $2,500/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in addition to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $500 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Fort Worth, TX 76137 - NEEDS TLC, Come Renovate with your personal touch and OWN IT
3 Bedroom, 2 Bath, 2 Car Garage home with Top Notch KELLER ISD Schools
Kitchen with New granite counter tops, Pantry and Dinning Area
Living Room with Wood burning fireplace, Tall Ceiling
Master bedroom has walk in closet and attached full bathroom with Vanity shower tub
Fenced backyard is HUGE with Patio grass and landscaping
Front yard with Grass, Landscaping
Central AC and Heating, Laundry hookups for washer and dryer storage shelves
Actual Rooms in real life Look much bigger than you see in pictures
Flooring is Ceramic Tile, NO CARPET
Home was remodeled in 2021 but posted photos are old, Built in 1979, 2040sf
Park right across the street from home including a school and grounds
Central Location minutes to Hwy 35W 820 121 183 114 30 20 287 360 161 dfw dallas irving NE mall, you name it
KELLER ISD Schools: E: Parkview, I: Chisholm Trail M: Fossil Hill: H: Fossil Ridge
Mortgage payment including (Principal and Interest) on Owner Finance is $2,750/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in addition to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $500 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Fort Worth, TX 76123 - 3 NEEDS TLC, Come Renovate with your personal touch and OWN IT
3 Bedrooms, 2 Bath, 2 Car Garage, with Excellent Crowley ISD schools
Big Kitchen with Dinning Area and Pantry
Living Room with fireplace and Lots of light
Master bedroom has attached bathroom and walk in closet
Flooring is Ceramic Tile, and carpet
Fenced backyard with grass trees landscaping, big enough You can put in a swimming pool
Front yard with grass trees landscaping
Has a porch Area and a Patio to enjoy
Separate Laundry Room with Pantry, Central AC and Heating
HOUSE was built in 1984, 1850sf, but remodeled in 2022
Central Location access to Hwy 20, 820 35w 30, Arlington fort worth dfw dallas irving Hulen mall, you name it
Schools: Crowley ISD - Schools: E: Meadow Creek, M: Crowley: H: North Crowley
Mortgage payment including (Principal and Interest) on Owner Finance is $2,500/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in addition to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $500 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Arlington, TX 76002 - NEEDS TLC, Come Renovate with your personal touch and OWN IT
4 Bedroom, 2 Bath, 2 Car Garage home with great Arlington ISD Schools
Kitchen with Pantry and Dinning Area
Huge Living Room wet bar, Fireplace and lots of Light
Master bedroom has attached full bathroom, Vanity, shower walk in closet
Home has covered porch and a Huge fenced backyard with a Patio, grass, landscaping
Front yard with grass, landscaping
Central AC and Heating, washer dryer and hot water heater are in a separate closet with shelving for storage
Actual Rooms in real life Look much bigger than you see in pictures
Flooring is Ceramic Tile throughout the house, no carpet
HOUSE was remodeled in 2018 although Built in 1985, 2075sf
HUGE Park and recreation area just walking distance from home
Central Location minutes to Hwy 20 360 161 287 30 820 35W dfw dallas New Parks mall, you name it
Arlington ISD: E:Ashworth JH:Ousley H:Seguin
Mortgage payment including (Principal and Interest) on Owner Finance is $2,500/month
OWNING also involves Buyer pay (Property taxes + Home Insurance) $500/month in addition to mortgage
*****SPECIAL***** - SIGN A LEASE BY 12/01 and get $500 off first month's rent
Photo Slideshow:
Video Tour: Click PLAY button on video below to see video tour of the home
Welcome, Today is the day your life can totally change, if you spend few minutes reading this website with an open mind. BY THE TIME you finish reading this page, I'm going share with you how to become FINANCIALLY INDEPENDENT or FREE by executing a step by step plan that will result in - you never having to worry about money, as you will have enough to live on and RETIRE as a MILLIONAIRE in next 15 years or less and then say goodbye to work and just live as you please, smell the flowers, grow vegetables, have all the sex you want, climb mountains, travel the world, ACTUALLY LIVE LIVE. You say that all sounds good, what do I have to do? Just pay your rent on time for next 180 months on this plan, that's it. Its that simple.
If you haven't reached FINANCIAL FREEDOM, you don't go asking realtives, ask someone who has got it, done it step by step and is happy to share it with you. Here is the plan - STOP WASTING MONEY ON RENT. Invest that money and OWN. You are wasting 85% of what it cost to OWN a house on rent, use the same rent money to BUY a house, and pay it off in 15 years or less. Median price of a house today is $360,000, it doubles in price every 7.5 years, by the time you pay it off or by 2040 it will be worth $1.44 million and you can retire on that. Now let me spell it out with numbers and all.
The goal is for you to be your OWN landlord. What does it take to OWN? Be able to afford monthly house payment of $3000/month which includes a mortage payment (Principal +Interest) of $2500 that goes to LENDER, and that is about 85% of the total cost, and then there is and (Property Taxes + Hazard Insurance) of $500/month, and that is the remaining 15% of total cost of owning a house. Median price of a 3 bedroom house in good shape, located in a good neighborhood in Tarrant county right now is $360,000. If you wanted to borrow that money to buy and if you want to OWN that house monthly mortgage payment is $2517 based on 7.5% interest rate, on a 30 year loan, which is why the new rent is around $2500. When a landlord buys an investment property or rent house, they rent it out for same amount as their mortgage, $2500, and you as a renter payoff landlord's house with your rent money, that makes them rich and you get NOTHING. Landlord is also responsible for Property Taxes and Hazard Insurance, and yet they get all the benefits of OWNING which are EQUITY and PRINCIPAL REDUCTION or in layman's language PROFIT and they are PAYING DOWN the loan they took out to buy the house. What I'm proposing is you become the landlord and OWN IT, and in order to acheive that and financial freedom you want , you must PAY YOURSELF FIRST $500/month before you pay anyone else. For a couple that's $8/day in savings each, and if you are single it will take $17/day. The money can also come from making one small change, EAT AT HOME (and relax I can show you how to make most delicous food at home and save crazy amount of money by just doing that), shop around when you spend money, girlfriend, roommates, anyone. If you can achieve that, you can now afford taxes and insurance of $500 on a house, and remember, mortgage is something you are already paying, you just call it rent $2500, TADA, NOW you can OWN. All you did was turn $2500 that use to go to WASTE in RENT into $2500 of SAVINGS and you added additonal $500 of your own savings and NOW you are INVESTING $3000/month into a house that is constantly going up in price even while you sleep. That is what is going to set you FREE. You ask how am I going to buy a house if I don't have money for down payment, don't have credit or its bad credit, or all the reasons you can think of why a bank would turn you down. Answer is SKIP the bank, buy directly from the owner who doesn't care about all those things, only thing that matters is that you make your payment on time. That is where I come in, I can give you a house, and as long as you can afford the payment, you can own and pay it off in as little as 15 years or 180 months.
Now go on about your life and watch it transform. You use to own a LIABILITY called rent, and everytime it went up, it pissed you off, but now you own an ASSET the house, everytime you hear things are getting expensive, it makes you smile, because your ASSET is also going up in price. Good thing is cards are stacked in your favor because of supply and demand. The supply is limited, they are not creating anymore land, but people are having babies, and they are moving to DFW from all over the world, so their will always be demand, and when supply is limited and demand is going up, PRICES TEND TO GO UP. If you know investing then you know real estate investment give you about 10% rate of return long term. There is a thing called rule of 72, and people use it to find out how long will it take to double the value of their investment, such as your house or bank CD or any amount. How you use it is you divide 72 by the growth percent. So say if a bank pays you 6% percent interest, then 72/6 = 12, meaning it will take 12 years for your investment of $1000 to double and become $2000. Using same formula, if we know real estate investment grows at 10%, then 72/10 = 7.2, and for simplicity we can say a house doubles in value every 7.5 years. So lets look at numbers on same HOUSE PRICE DOUBLE EVERY 7.5 YEARS over period of years:
Price in 2011=$90K, 2018=180K, TODAY in 2025 = $360,000, 2032=$720,000, 2040 = $1,440,000
As price of house goes up so do RENTS DOUBLE EVERY 10 YEARS, price of rent follows home prices
RENT in 2005 was $625, 10yrs later in 2015=$1250, 2025=$2500, 2035=$5,000, 2040=$7500, 2045=$10,000
Your life is exactly where it should be, because its all based on choices you make. People say I wasn't born in the right country, family, neightborhood, with right color, didn't speak english, I don't have tits, I'm not blond, or whatever, well I have a news for you, ALL THAT IS TRUE ABOUT ME and I still RETIRED at age 30 following very simple rules to creating wealth. Save a little how about $500 and INVEST in OWNING. I've laid it out very clearly how $500 can transform your life and help you OWN A HOUSE, PAY IT OFF COMPLETELY, and RETIRE AS A MILLIONAIRE in 15 years. IF YOU CONTINUE RENTING your situation is guarateed to get worst with age, as health will decline, thus your ability to make money will go down, while rent keep going up and up, That is a DOOM scanario for you.
You have to CHOOSE, set the goal and do whatever it takes to acheive it. If you don't make enough money by yourself to OWN, get roommates, got skill, run a business from home, there are so many ways, talk to me. Look around what you see, are things going up or down? Did interest rates go up from 2.5% to 7.5%, YES, why because the outlook for this country by the day is becoming riskier, and people charge more when risk goes up, Imports are costing more due to tarrifs and all that cost is passed down to consumer. Another reason why everything is and will cost more is due to fact that DOLLAR is losing value as it is no longer preferred reserve currency, more an more countries are moving to trading in their own currency or using Chinese Yuan, Japanese Yen, Euro etc, so less relevant the dollar becomes, it loses value, thus everything priced in US DOLLAR goes up in price, because it will require more of those dollars to buy the same goods. My point is if You change over to OWNING a HOUSE, it will go up in price, and what if you can pay it off with same rent money you were going to waste on rent for next 180 months anyway, you will have it PAID OFF by 2040. you will be sitting on a ASSET worth about $1.44 MILLION, and with that kind of money, you can choose to retire if you want. By the way it doesn't stop doubling in value just because it is 2040 it will continue to for rest of your life every 7.5 years. Do you know you can always borrow cheap money at very low interest rate against your house to pay off expensive loans like car loan boat loan etc., and unlike car loan the payment on equity line of credit is spread of 30 years so the payment if very small, like $100 compare to $500 payment on your car for same amount of loan.
Its never to late to start. Say you are 54 today and you start OWNING today and pay it off by the time you retire in 15 years at age 69, you will now have enough to retire on. Let me explain. Most of you don't save money by habit so you don't have much set aside, and a house is excellent way to save and it grows in value risk free much better than most other things I know. But here is the beauty of owning. When people are young say in their 20' and 30's they get a 30 year mortgage from a bank and buy a house THUS they may take up to 30 years to pay off the loan they took out to buy the house. BUT DO YOU KNOW THERE IS PART II to this story? Its called a REVERSE MORTGAGE. What it is for is, when you reach your retirement, you don't work, but you want money to live on, lets say you want 10,000/month, that is 120,000 a year plus you want that amount to increase by inflation rate each year as things get expensive over time. Fine, you can go to a LENDER and get what is a product called reverse mortgage, in which a lender will put a lien on your house, you will still continue to own it, live there or rent it out, your choice, but a bank by holding your house as a collateral, will agree to send you $10,000 a month for rest of your life until you die, and lets say you die and your spouse survies you, then it will continue to pay her the payment until she passes away, isn't that a beautiful guarantee to have? When both of you pass away, bank get your house, they sell it, which by the way kept doubling in value every 7.5 years. They take out from proceeds, whatever they sent you, plus interest, and remaining they send a check to your loved ones or whoever you leave your estate to. Isn't that a beautiful plan, All you did was use the rent money to pay for a house, you paid it off in 15 years, retired if you wanted as a millionaire, and then used the house as a reverese mortgage to fund your retirement until the day you die. And as a bonus, you had enough money to pay bills, you don't worry about money, you got saved from relatives and friend, because if you were renting and had savings, they will borrow it and never pay you back, instead you used your saving to fund your house thus your retirement. Another way to think of this arrangement is like having an Annuity, which is a tool, where you give an insurance company x amount of money, lets say $1 million dollar, and they have a Joint Annunity contract with you and your spouse where they agree to pay you lets say $10,000 a month for rest of your life, which goes up slightly each year to keep up with inflation, and when one of you passes away sooner than the other, they continue to pay that money to your spouse till he or she dies. Look at how lucky you are, You are not handing me a $1,000,000, all I'm asking is just pay your rent on time for 15 years and that will automatically fund your retirement even if you live to 100 years. That is what I call THE GOOD LIFE. Who doesn't want it, but wanting it not enough, you must take action. Action usually comes with little bit of pain, inconvenience, compromise. So its really a choice, don't eat out as much cook at home, that will save you $500 easily and guarantee you achieve financial freedom, or go spend it on food, drinks, shoes, tity bar, hooker, whatever, it will be short lived, but ACCEPT you are 100% responsible for sinking your ship, you are exactly where you deserve to be. Remember GIGO - GOOD IN GOOD OUT and NINO - NOTHING IN NOTHING OUT.
Just to give you perspective, I asked chatgpt " what is total amount of rent paid in next 30 years, if starting rent is $2500 and it increases by 7.2% each year" The answer is: $2,937,868. FYI, You are on that TRACK to waste all that hard earned money, and more since renting if forever deal, unless you change. Ask yourself, how long has it been you became and adult, and since then what have you managed to add to your net worth until today? For most people all they have is next month's car pmt and rent, that is all. I call that living hand to mouth, living like a revolving door, money comes in you spend it and go back to work, and before you know it, you are no better than a SLAVE of the system. Don't like then let me help you Change it.
Life goes by quick, if you don't know what you want, and if you don't plan to get some where specific, have a goal, you will go nowhere, and you'll work your ass off and you will feel burned, defeated, down, angry, poor.
Why not Plan your life, say I'll work smarter for next 15 years, and acheive Financial Freedom by OWNING MY HOUSE, and then eat the fruit of my labor and travel the world, explore whatever you are into, and so on.
If you RENT, its a liability, always go higher, and eventully you will be priced out, die broke, and full of regret
If you OWN, its an asset, Price goes higher, You will be a Millionaire can Retire in 15 yrs, then LIVE off the House
Dial 8 17 655 37 one2 - I'll ask you 3 questions, answer all yours, and get you a started. You can start from where ever you are. For some you may have to be creative if you don't make enough money by yourself, but as long as you keep your eye on the GOAL, it can be done and I'll help you every step of the way to get there.
For those of you in hurry, I've made a VIDEO you can watch that summarizes my message on this website
Now Questions
I want to get started NOW, What if I don't have money for down payment and closing cost?
Everything is a process. What is important is to get the idea and plant a seed and nurture it and only then fruit will come. If you don't have 10% of purchase price to put down in order to get the title, instead of postponing, get started with RENT TO OWN, by coming up with what you can, and as long as that is enough to move in, you can save the difference between what you have and what you need while you live in the house and close on the house and take title to the house once you save up rest. As an incentive to close on the house, for the time period between now and closing, I am happy to give you equity in the house as well as credit towards closing for an amount which would have been your principal reduction had you been able to finance it from day one. If you have potential and you are lacking money to make more money, I can even help you get their faster by investing in you. Lets get started today
I don't have savings to get started, what can I do?
Most people make enough but they spend it on unnecessary things like eating out. Take out a piece of paper, draw a vertical line down the middle. On left write down all the money that comes into the household each month, and include any large sums such as income tax refunds, alomony, child support, CASH you make on side hustles.
On right side write down every one of your bills that must be paid, such as rent, water, electric, gas, internet/tv, cell phone, car payment, car insurance, any bills, look at your bank statement and see where your money goes, take a picture of it, and text it to 817-655-3712, I will find you money you think you are missing. If I can't find you money, I can help you make more money by investing in you the person, so you can afford to buy a house.
I don't trust people, I been screwed before or I've heard stories on bad things happening to people, Now what?
I feel for you, but you can't stop living life because something bad happened. It takes two hands to clap, so although someone may get to you but there is always what you did or didn't do part to examine. You take that as part of learning, growing up and move forward, next time do more due diligence, educate yourself and hire an attorney if you can afford one. Another guide you can use is its the people who have NOTHING that screw you, because they have nothing to lose. On the other hand, Rich people have everthing they worked for to protect, so they are not going to risk it and fuck with you. So try dealing with better class of people, ask for refrences or ask questions and you will find out who you are dealing with.
Can I get the title to the house right away?
YES, title is legal paperwork,and it has to be earned. Meaning if all you have is security deposit and rent, you have't earned anything, but if you can come up with at least 10% of purchase price for down payment and closing cost, I can finance the remaining 90% and you can close on the house immedieately and receive title in your name.
Can I get a FIXER UPPPER, rennovate it meaning pu tin SWEAT EQUITY and OWN IT?
ABSOLUTELY. Sometimes, renters leave homes with cosmetic or more damage that need to be fixed. If you yourself can do the work, or pay someone to do basic things like flooring, paint, bathroom renovation etc, then you can OWN IT. I can give you credit towards monthly payment or down payment and you can start OWNING that way.
Is it true that I can buy a rental property for Appoximately $500/month or cost of Property taxes and Insurance?
YES, You can take a house, fix it up if needed, and I can help you rent it out where a renter can pay off your mortgage with what they pay in rent directly to me, and all you have to pay is $500/month in property taxes and insurance and OWN IT. Renters pay off landlord's property everyday, if they want to remain dumb let them be.
If I'm a person in home renovation trade, can I buy houses from you fix them up and OWN THEM as my rentals?
YES, you can, and very soon, you can retire as you can live off the rent your renters are paying you.
Most home mortgages are for 30 years, how come you are saying a house can be paid off in 15 years?
All you have to do is understand MATH. Assume for every $1 you borrow the lender attaches to it $25 in interest. That should motivate you to get out of debt as soon as possible and its easy folks. If you monthly mortgage is $2500, and you pay one extra payment per year or about $200/month extra towards the principal loan balance, the loan will be paid off in 20 years, pay little bit more than and you can pay it off in 15 or even 10 yrs. Its all on you.
I'm already paying less than $2500 in rent, why should I pay / invest more and OWN?
If all you are worried about is today, you are right, but if you want financial freedom as in set yourself up for success where your entire life you don't have to worry about money, that requires thinking long term. Renting is wasting money, and key to success is to take the same money plus SAVE little and then INVEST IT in OWNING. Let me ask you, between age 18 and now since you are so smart and saved money by renting, what did you do with all the savings, must be stashed away somewhere, growing while making great rate of return, right? What is your CASH net worth today? For most people is just the next month's rent and car payment. If your answer is I have saved a million dollar CASH, congratulations, you are the exception. For the rest of you, rent will keep going higher, with age you ability to make more will go down, and you will die poor and will be forced to work until your last days on earth. Not a very good plan, which is why I'm begging you to change it You cannot go back in time when you are hurting and change it, that time to change is TODAY. I'll make a bet, Come rent from me, and in 15 years I'll give you all your rent back or I'll let you keep the house that will be worth A LOT MORE. What you gotta lose? Either way you win.
Everything you say is so simple and easy, then why doesn't everyone jump on this and OWN their house?
66% of americans do own their homes, its the 1/3 at the bottom that don't and mostly due to being dumb. Let me share a story to illustrate. I get a call from this guy, who says I saw your ad, I'm impressed by what all you are doing to help people, I want to see one of your homes and meet you in person so I can also own. He goes on about how he has been working hard in home remodeling business, since he was 14 and has never been able to save enough after paying all bills, to buy a house and has always rented. Anyway,
next day they show up, he has two young kids, wife who is pregnant with third, and after looking at the house, guy says this house needs work, and he can do it all as that is what he does on daily basis, but he wants me to agree to sell him the house for half of its market value, in spite of the fact that this fucker can hardly afford the mortgage payment, has no money for down payment, has no credit, nothing. You can guess what happens next. I threw him out respectfully and never heard from him. I'm not saying you can't negotiate, but you have to have leverage, and having money CASH is the best leverage. There is a saying BEGGERS can't be choosers, so trying to be smartass, got him nothing. That is what I call DUMB. He could have easily come in, fixed up the house in a month, with me paying for materials him using his skills, and OWNED IT, by me financing it out to him and he could have used the rent money he is still wasting somewhere paying off his landlord's house, but people are too dumb, they fuck up their own deal. I can give you many examples like that. Another one is hispanic people who although look and sound macho, good people, work hard, save money but they have absolutely no self confidence, they can never decide for themselves. They will come see a house, say they like it, want it, and want to move forward BUT then 99% of the times, they will go around looking for relatives or others to approve their decision, and 99% of the times, this whoever else they bring in will keep them from buying the house. Why? because its human psychology. Your relatives or so called friends, they do not want to see you get ahead, especially become better than them. So they will find reasons to stop you in your tracks, every time. Take my word. They are so bad at this, always trying to get others to give them advice instead of making up their own mind, I sometime joke when they marry a woman, if they actually go asking a relative to try her out first and see if she is good? People have inflated ego, basically bunch of knowledge, and if misapplied it can keep you from getting what you want in life. They just come up with shit that is not important, and keep arguing it, basically they want to prove they are right, but at the end if you don't get what you want, and you keep your family in that peace of shit apartment or run down place, what good is all that ego and your arguments? So instead of giving me any of the following BS arguments, just say, Man I want a HOUSE, this is how much I make, can you help me and the person listening to you will help you if they are smart.
Interest rate is too high - Some are stuck to a particular number, if the interest rate is higher than what they want to pay they will not buy. That is stupid. The monthly payment includes everything, and if you can afford a payment you should own your house, instead of wasting money on rent. If you are smart, all you gotta do is shop around and as soon as you find better interest rate and someone willing to lend you money, you just refinance, which means the new lender will payoff your old loan and you start paying to the new lender but at lower payment.
Price of too house - Some are stuck to some number, if the price is over that, they don't want to buy. Price moves with market. Same house that is $400,000 today use to be $200,000 7.5 years ago, and only 100K 15 years ago. Market moves regardless of where you are stuck. If you keep staying stuck, next time you get enough courgage to
shop for a house, the house will be $800,000, who will be stupid then. Stop being stupid, Buy a house today as long as you can afford the payment, if you don't you will simply be throwing money away at rent and missing out on equity or profit that comes with OWNING. Don't worry, easy way to resolve that is to order an appraisal at time of closing by a licensed person who will tell you what the value of the home is, and that should give you peace of mind.
House isn't perfect - If you are buying a rent house, it is not going to be perfect as renters don't give a shit. REMEMBER you are one of those shity renter who may tell landlord how good you are but I have never seen a renter leave a house the way they got it. So if you have an attitude problem, go get in line at a bank, apply for a loan, after you been turned down, shove your pride up your ass, and wait till prices of homes double over next year. By then you will be priced out of the market, you will never be able to afford OWNING, OR you can take it as is. Most of the times it is cosmetic stuff, you can do on your own, a small price to pay for a chance to OWN YOUR HOUSE, PAY IT OFF, and RETIRE AS A MILLIONAIRE IN 15 YEARS, just by renting from me and paying your rent on time.
Why is OWNING your house the best investment? Do you know if you invest money in almost anything, lets say you deposit $1000 in bank, and you make $50 interest for the year, You have to pay INCOME TAX on that profit. You do not have to pay any tax on profit you make when you invest in a house. Lets say you buy a house for $250,000, and 7 years later it doubles in price and you sell it for $500,000, you owe $0 in taxes. Another reason is by design we are emotional people, so unless we sign up for something like a plan, or we are forced to save, we do not save and instead spend all of our savings on WANTS that are not necessary to live. Therfore, if you commit yourself to owning a house and you know you have to make 180 payments to finish paying it off, then after a little while it becomes a habit, paying for it does not bother you, and when you see your house price go up again and again, you are glad you invested little bit more then the rent you were paying, because your house is worth a lot more than what you purchased it for in other words you are building Equity or profit. Third, if you save CASH, there are always people around you who need your help, kids who want new shoes, people who want you to be their business partner and they will take your money and never pay back, You can get sick and CASH will evaporate like crazy, many things can happen. But instead if your cash is committed to paying off your house faster, you tell them, sorry I wish i can help you, but I am paying off my house and all my cash is gone or if you get sick, you'll go to emergency and let state pickup the bills instead of you spending cash. Fourth, small emergencies come up in life, and if you have cash, because you have access to it you spend it immediately, but if you own a house, it is not something you can sell in a day, so naturally you find a different way to handle your emergency so the house indirectly protects your cash and equity. Fifth, You can improve your house, you can add lets say 1000 SF, which is 50x20 space to back of the house which will cost you $10,000, but it immediately adds $200,000 to value of your house because value of your house is measured by how much are the houses around selling for $/per square feet. Since you added 1000 sf x $200/sf = $200,000. Sixth, you can rent out those rooms, and use that extra rent money to payoff the house in half of the time. Seven, When you live in a house, you are likely to be in company of people who are better class of people, because in order to live in that neighborhood, you must be able to afford a house that is worth $360,000 or more. Compare that to aprartment living, where anyone can move there, there are no way to keep scum of society out, therefore there is more crime in apartments and rentals. Also by staying in one place for long time you tend to make life long friends which is hard to nurture if you moving from rental to rental all the time. There are so many benefits I can go on but you see how long this paragraph is getting, so just call me and I'll tell you more.
You can text 817-655-3712 or email me at buyownerfinance@gmail.com what it is that has kept you from buying, so I can help you. If you set your eyes on a goal, you are half way there, you take one step, God takes 10 towards you, but you gotta take yours first. Take one towards me, I'll take two towards you, I promise.
OPPORTUNITY KNOCKING:
If you want to OWN, I'm willing to help you by investing in you. You may be already working in field but work for someone else, and want to go on your own, or make more. Or you are tired of work here an there and want a steady life with work year around, I can help you grow. It doesn't matter what your gift is, may be you are beautiful (everyone wants that), got good hands for Massage, cleaning, provide personal care and comfort others, nursing, run a group home, home for foster kids, disable, mentally slow, hospice, people coming from jail, any other kind of caring home business, airbnb, computer whiz, have recession proof skills like phone skills convincing others, sales, admin, management, home remodeling, appliance repair, AC Heating, electrical, brick work, concerete, fixing garage doors, glass, roofing, social media, web design, advertising marketing, and so on, they are all in demand.
I'm involved in Real Estate, and this field has produced more millionaires than any other. I have opportunity for a person who wants to step into my shoes. It will be best but not absolutely required, that he is bilingual, knows home renovation work and can perform some admin duties. Since I'm already in real estate, I'm currenly looking to build tiny homes for single people that are affordable. May be you know how to entertain adults, open a Happy house or bar etc., I can use your help in mentoring me. Take anything basic, for example, things break down, like stove, refrigerator, washer, dryer, Air conditioning, heating, garage door, and people want to charge out the ars to fix them for 30 minute work they want $350, that's BS, I hate overpaying, thus I want to start a service where I'll pay you or someone you know, who wants to work, a salary if you can serve the local community and bring about fairness for essential things we all need. If you have background in Roofing or Home renovations work, same idea applies. There are many ideas I didn't mention, but as long as you are willing to put a hard day's work and improve other's lives, which in turn will improve your life, I'm willing to invest in you. In my opinion, there is always potential to improve anything with human spirit, so find what you are good at, use it to get you to realize your potential ultimately your dreams. CALL 8 17 655 37 one2
** Are you a remodeler perhaps want to OWN and pay down house with maintenance work, I have a deal 4U
May be you want to Learn real estate and OWN bunch of properties and be a Landlord, I can offer you an opportunity to learn and provide ON JOB TRAINING. Perhaps you are Bilingual and you are good at explaining things to others and selling things, I can help you make more money if you can help me put people in houses.
I also offer to help you become a Millionaire using Real Estate if you can HELP me build a responsive website, and create a presence on popular social media websites like Facebook etc to get the word out
Disclosure: Properties seen on website may also be listed on MLS through a real estate broker. This website or its owner are not affiliated with any real estate Broker or agents. I don't claim to know or predict the future, or know where market is going or will be, what you read here is meant as an illustration and are my own opinions, it is not financial advice. You should see a licensed financial advisor for financial advice.